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It only takes about 10 minutes to prequalify for a home loan; once this is done, you are e-mailed disclosures to sign along with a list of items that will be needed; once those items are received, an appraisal is ordered and the file is submitted to processing. From here the file is submitted to underwriting and 4 days later you are closed!!!

If you are active or retired military or married to someone who is, VA financing is perfect for you; this is a 100% loan that can be done with you not having to bring anything to closing; that means that you will not have to pay for the closing costs and rates are as low as 4.875%; these loans are hassle free and we close many VA loans monthly since the military bases surround our location; give us a call for a free 5-minute prequalification; also remember to take advantage of the home tax credit of $8000; you must be under contract by the end of April and close by the end of June.  Thank You!

John Scapin

Branch Manager

Primary Residential Mortgage

888-473-0855- Toll Free

850-292-1001 - Cell Phone

Don't miss out on the $8500 tax credit; you must be under contract by April 30th, 2010 and close by the end of June; rates are still really low  and we offer a no lender closing cost option.

Sincerely,

John Scapin

Branch Manager

1-888-473-0855